Overview
What is the Instant Funding Program?
The Instant Funding program removes the need for a challenge phase. Simply purchase an account and begin trading right away β youβre funded instantly.
Account Parameters
Profit Cap: 5% per payout cycle
Maximum Drawdown: 8% (static, does not trail)
Daily Drawdown: 4%
Profit Consistency Rule: 25%
Max Funding: $200,000
Trading Rules
Stop Losses
A stop-loss is mandatory in funded accounts and must be set within 5 minutes of trade entry.
Fake stop-losses are prohibited (e.g., placing an SL that, if hit, would cause losses greater than daily/max drawdown).
News Trading
News trading is allowed at all times.
Expert Advisors (EAs)
β EAs are not allowed on Instant Funding accounts.
Copy Trading
Allowed for copying your own trades.
Copying other tradersβ trades in the same timeframe is not permitted.
Averaging Into Trades
Allowed, but trades in the same direction on the same pair (within a short timeframe) are treated as one Trade Idea.
Trade Ideas are used when checking Profit Consistency and Lot Consistency.
Tick Scalping
Please avoid any attempts at tick scalping, and keep trades open for over 2 minutes.
Consistency Rules
Profit Consistency Rule (from 1st June 2025)
No single trading day may equal or exceed 25% of your total profit for that payout period.
Example: If you make $1,000 in one day, you must reach $4,000 total profit before you are eligible to request a payout.
Payout requests cannot be made until this rule is satisfied.
Lot Size Consistency
Checked at the time of payout.
Based on your average trade size:
Max lot = average + 100%
Min lot = average β 75%
Example: Avg 1 lot β max 2 lots, min 0.25 lots.
β Multiple trades in the same direction on the same pair, opened close together, are treated as one Trade Idea. Lots and profit are combined.
Drawdown & Targets
Maximum Drawdown (Static)
Max drawdown = 8% of initial balance.
Example: On a $100,000 account, equity may never fall below $92,000.
Unlike trailing drawdowns, this does not adjust upwards with profit.
Daily Drawdown
Max daily loss = 4% of initial balance, recalculated daily at 5pm EST.
Uses the higher of balance or equity at reset.
Example 1 β With Floating Profit
$100,000 account with +$2,000 open profit = equity $102,000.
Next day, equity cannot drop below $98,000.
Example 2 β With Floating Loss
$100,000 account with β$2,000 open loss = equity $98,000.
Since balance ($100,000) is higher, drawdown uses balance.
Next day, equity cannot fall below $96,000.
Payouts
Profit Splits
Payouts increase over time:
1st withdrawal: 50%
2nd withdrawal: 55%
3rd withdrawal: 60%
4th withdrawal: 65%
5th withdrawal: 70%
6th withdrawal onward: 80%
Payout Schedule
Regular withdrawal schedule: every 14 days.
Promotional periods: instant payout requests may be available, please check challenge table to see if applied.
Profit Cap & Max Withdrawal
Profit cap = 5% of initial balance per cycle.
Max withdrawal = 5% per payout period.
Example: On a $200,000 account, max withdrawal = $10,000 each cycle.
Instant Payouts
β Available on Instant Funding (as well as 1 Step and 2 Step).
This means you can request a payout immediately after meeting requirements.
Processing is still covered by the 24-hour guarantee.
24-Hour Payout Guarantee
Once requested, payouts are processed within 24 business hours.
If delayed, youβll receive an extra 10% on your profit split.
Exceptions include weekends, holidays, compliance checks, or delays in Rise onboarding.
Rule Breaches & Payout Denials
Soft Breaches (Profit Deductions)
If you break a rule (e.g., Lot Consistency, Stop Loss rule, or other restrictions), the profit from that trade is deducted from your total profit.
If deductions are less than your profit, the reduced payout is still processed.
If deductions are greater than your profit (e.g., $3,000 profit but $4,000 deducted), your payout is denied.
You have a maximum of 20 soft breaches before account closure, this is detected at payout stage. Not automatically
Payout Denial Penalties
1st denial: profit split halved.
2nd denial: account closed.
Resets
Free Reset
β Not available on Instant Funding accounts.