Overview
What is Instant Funding Pro?
Instant Funding Pro removes the challenge phase. Purchase an account and start trading right away—funded instantly.
Account Parameters
Profit Cap: 5% per payout cycle
Maximum Drawdown: 7% trailing (high-watermark)
Daily Drawdown: 3%
Profit Consistency Rule: 20%
Payout Frequency: Every 14 days (bi-weekly)
Max Funding: $200,000
Trading Rules
Stop Losses
A stop-loss is mandatory and must be set within 5 minutes of opening any trade in funded status.
“Fake” stop-losses (where a hit would exceed daily or max DD) are not allowed.
News Trading
Allowed at all times.
Expert Advisors (EAs)
Not allowed on Instant Funding Pro.
Copy Trading
Allowed to copy your own trades; copying others in the same timeframe is not permitted.
Averaging Into Trades
Allowed. Trades in the same direction on the same pair opened close together are treated as one Trade Idea for checks (Profit Consistency & Lot Consistency).
Tick Scalping
Please avoid any attempts at tick scalping, and keep trades open for over 2 minutes.
Consistency Rules
Profit Consistency (from 1st June 2025)
No single trading day may equal or exceed 20% of your total profit for that payout period.
Example: If you make $1,000 in one day, you must reach $5,000 total profit before you’re eligible to request a payout.
Important: Consistency is calculated on total profit, not the profit cap. (e.g., on $10,000 total profit, 20% = $2,000, regardless of a 5% cap on withdrawals.)
You cannot request a payout until this rule is satisfied.
If you are on a 200k Instant Funding Pro account, the consistency rule will be 15%, not 20% consistency. (As of 3rd of December, 2025). Meaning if you make $5,000 total, no single trading day should be more than 15% of that, which is $750
Lot Size Consistency
Checked at payout.
Based on your average lot size:
Max = average +100%
Min = average –75%
Example: Avg 1.0 lot → Max 2.0 lots, Min 0.25 lots.
Trade Ideas: Multiple positions in the same direction on the same pair opened within a short window (e.g., 5–10 minutes) are aggregated as one Trade Idea for both lot size and profit consistency.
Drawdown & Targets
Maximum Drawdown (Trailing High-Watermark, 7%)
The breach level = Highest balance/equity (HWM) – 7% of that HWM.
Example (start $100,000):
At start: HWM = $100,000 → Breach level = $100,000 – $7,000 = $93,000.
If equity peaks at $102,000: HWM = $102,000 → Breach level = $102,000 – $7% of 102,000 (= $7,140) = $94,860.
If balance later peaks at $107,000: HWM = $107,000 → Breach level = $107,000 – $7,490 = $99,510.
Daily Drawdown (3%)
Recalculated daily at 5pm EST using the higher of balance or equity at reset; limit = that higher value minus 3% of the initial balance.
Example 1 (floating profit):
$100,000 account; 5pm equity $102,000 → Next day equity must stay ≥ $99,000 ( $102,000 – $3,000 ).
Example 2 (floating loss):
5pm equity $98,000 and balance $100,000 → Use balance; next day equity must stay ≥ $97,000 ( $100,000 – $3,000 ).
Payouts
Profit Split
80% from the first payout onward.
Payout Schedule
Bi-weekly (every 14 days).
Instant payout requests are not available for Instant Funding Pro (see below).
Profit Cap & Max Withdrawal
Profit Cap per cycle = 5% of initial balance.
Max Withdrawal per cycle = 5% of initial balance.
Example: On $200,000, max withdrawal per cycle = $10,000.
Instant Payouts
Not available on Instant Funding Pro (available on other products as specified).
24-Hour Payout Guarantee
Once a payout is eligible and requested, we process within 24 business hours.
If we miss this, you receive an extra 10% on your profit split.
Exceptions: weekends/holidays, compliance/risk reviews, or delays in Rise onboarding/user response.
Rule Breaches & Payout Denials
Soft Breaches (Profit Deductions)
If you break a rule (e.g., Lot Consistency, Stop Loss rule, or other restrictions), the profit from that trade is deducted from your total profit.
If deductions are less than your profit, the reduced payout is still processed.
If deductions are greater than your profit (e.g., $3,000 profit but $4,000 deducted), your payout is denied.
You have a maximum of 20 soft breaches before account closure, this is detected at payout stage. Not automatically
Payout Denial Penalties
1st denial: profit split halved.
2nd denial: account closed.
Floating Loss Rule (from 16th September 2025)
If your account equity ever falls more than 1% below the starting balance (including floating losses, swaps, and commissions), penalties will apply:
1st breach: Profit split is halved.
2nd breach: account closed.
Example:
On a $100,000 account, if your starting balance is $100,000 and you have two trades open that together push your equity below $99,000 (a 1% floating loss), the system will register a breach. After the second breach, the account will be closed.
⚠️ This rule applies only to accounts purchased after 15th June 2025.
Resets
Free Reset
Not available on Instant Funding Pro.