📘 Instant Funding Lite – FAQ & Rules

Maximum Drawdown: 6% trailing

Daily Drawdown: 3%

Profit Consistency Rule: 15%

Profit Cap: 5% per payout cycle

Profit Split: 80%

Payout Frequency: Every 14 days (bi-weekly)

Max Total Funding: $400,000 across all accounts

Not required.

Not allowed. Trades must not be opened or closed 5 minutes before or after a red folder news event. Profit from these trades is deducted at payout.

Not allowed on Instant Funding Lite.

You can copy your own trades.

Copying other traders' trades in the same timeframe is not allowed.

Allowed. Trades in the same direction on the same pair opened close together count as one trade idea for the consistency check.

Keep trades open for over 2 minutes. Shorter trades are a soft breach.

No single trading day can make up 15% or more of your total profit for the payout period.

Example: on a $100,000 account with $5,000 profit, your best day can be up to $750. If your best day is $900, you need $6,000 total profit before you can request a payout.

Not meeting it is not a breach. You just keep trading until you do.

Your limit is 6% of your starting balance below the highest balance or equity your account has reached.

It trails up as you make new highs and never moves back down.

Starting limit: $94,000.

Equity peaks at $102,000. Limit trails to $96,000.

Balance later peaks at $107,000. Limit trails to $101,000.

At 5pm EST each day we take the higher of your balance or equity and subtract 3% of your starting balance. That's your floor for the next day.

$100,000 account, balance $100,000, equity $102,000 at 5pm EST.

Next day equity can't drop below $99,000 ($102,000 minus $3,000).

$100,000 account, balance $100,000, equity $98,000 at 5pm EST.

Balance is higher, so next day equity can't drop below $97,000 ($100,000 minus $3,000).

Your floating loss (open losses plus swaps and commissions) must never be more than 1% of your starting balance, measured from your current balance. This applies whether you're in profit or not.

1st breach: profit split is halved.

2nd breach: account closed.

If you bought the Floating Loss Removal add-on, this rule doesn't apply to you.

$100,000 account at a $100,000 balance. Open trades push equity below $99,000. That's a breach.

$100,000 account at a $102,000 balance. Open trades push equity to $100,900, a $1,100 floating loss. That's a breach, even though you're still above your starting balance.

80% to you from the first payout.

Every 14 days, once all payout requirements are met.

Profit cap per cycle: 5% of starting balance.

Max withdrawal per cycle: 5% of starting balance.

Example: on a $200,000 account, the most you can withdraw per cycle is $10,000.

Available. Request as soon as you meet the requirements. Processing is covered by the 24-hour guarantee.

Payouts are processed within 24 business hours of an eligible request.

If we miss this, you get an extra 10% on your profit split.

Exceptions: weekends and bank holidays, compliance or risk reviews, and delays in Rise onboarding or waiting on your reply.

If you're in drawdown, you can pay to top your balance back up to the starting balance. The cost depends on how far down you are.

Find it on your account's metrics page in the dashboard.

If you break a funded account rule (for example tick scalping or news trading), the profit from that trade is deducted from your total profit.

If deductions are less than your profit, the reduced payout is still processed.

If deductions are more than your profit (for example $3,000 profit and $4,000 deducted), the payout is denied.

Maximum of 20 soft breaches before the account is closed. These are checked at payout, not automatically.

If 50% or more of your trades are soft breaches, the payout is declined. For example, 10 breached trades out of 15.

1st denial: profit split is halved.

2nd denial: account closed.