Please read this to understand the rules of the challenge.
Overview
What is Instant Funding Zero?
Instant Funding Zero removes consistency rules and simplifies the instant funding process.
Account Parameters
Profit Cap: 5% per payout cycle
Maximum Drawdown: 5% trailing (high-watermark)
Daily Drawdown: 3%
Profit Consistency Rule: NONE
Payout Frequency: Every 14 days (bi-weekly)
Max Funding: $100,000
Trading Rules
Stop Losses
A stop-loss is mandatory and must be set within 5 minutes of opening any trade in funded status.
“Fake” stop-losses (where a hit would exceed daily or max DD) are not allowed.
News Trading
Not allowed: If trade is open or closed 5 minutes before or after any Red news event the profit will be soft breached/deducted from the account at payout.
Expert Advisors (EAs)
Not allowed on Instant Funding Zero.
Copy Trading
Allowed to copy your own trades; copying others in the same timeframe is not permitted.
Averaging Into Trades
Allowed.
Tick Scalping
Please avoid any attempts at tick scalping, and keep trades open for over 2 minutes.
Consistency Rules
None.
Drawdown & Targets
Maximum Drawdown (Trailing High-Watermark, 5%)
The breach level = Highest balance/equity (HWM) – 5% of that HWM.
Example (start $100,000):
At start: HWM = $100,000 → Breach level = $100,000 – $5,000 = $95,000.
If equity peaks at $102,000: HWM = $102,000 → Breach level = $102,000 – $5% of 102,000 (= $5,100) = $96,900.
If balance later peaks at $107,000: HWM = $107,000 → Breach level = $107,000 – $5,350 = $101,650. If you request a payout and your account drops below this level, the account would be lost, you can opt to leave money in the account to give your self more drawdown.
Daily Drawdown (3%)
Recalculated daily at 5pm EST using the higher of balance or equity at reset; limit = that higher value minus 3% of the initial balance.
Example 1 (floating profit):
$100,000 account; 5pm equity $102,000 → Next day equity must stay ≥ $99,000 ( $102,000 – $3,000 ).
Example 2 (floating loss):
5pm equity $98,000 and balance $100,000 → Use balance; next day equity must stay ≥ $97,000 ( $100,000 – $3,000 ).
Payouts
Profit Split
70% from the first payout onward.
Payout Schedule
Bi-weekly (every 14 days).
Profit Cap & Max Withdrawal
Profit Cap per cycle = 5% of initial balance.
Max Withdrawal per cycle = 5% of initial balance.
Example: On $100,000, max withdrawal per cycle = $5,000.
Your account has Maximum of 5 payouts. Once 5 payouts have been requested, the account will be shut down. You are able to purchase a new account.
Buffer Rule
To request a payout, you must first reach a 3% profit buffer. Once you've hit that threshold, you can withdraw any profits above the buffer, with your profit split applied to the withdrawal amount.
For example, on a $100,000 account the 3% buffer is $103,000. If your balance reaches $105,000, you can withdraw $2,000 — after your 70% profit split, you'd receive $1,400. If your balance is $103,500, you can withdraw $500 and receive $350.
Once payout is complete, the account balance will reset to the start balance.
Instant Payouts
Not available on Instant Funding Zero (available on other products as specified).
24-Hour Payout Guarantee
Once a payout is eligible and requested, we process within 24 business hours.
If we miss this, you receive an extra 10% on your profit split.
Exceptions: weekends/holidays, compliance/risk reviews, or delays in Rise onboarding/user response.
Minimum Profitable Trading Days:
To request a payout, you must have at least five profitable trading days. A profitable day is any day where you've made a minimum of 0.2% profit. Once you've hit five qualifying days, you're eligible to withdraw.
Rule Breaches & Payout Denials
Soft Breaches (Profit Deductions)
If you break a rule (e.g., Lot Consistency, Stop Loss rule, or other restrictions), the profit from that trade is deducted from your total profit.
If deductions are less than your profit, the reduced payout is still processed.
If deductions are greater than your profit (e.g., $3,000 profit but $4,000 deducted), your payout is denied.
You have a maximum of 20 soft breaches before account closure, this is detected at payout stage. Not automatically
If you have 50% or more of trades being soft breached, your payout will be declined. For example, if you have 15 trades and 10 of them are in breach of our rules, the payout will be declined
Payout Denial Penalties
1st denial: profit split halved.
2nd denial: account closed.
Floating Loss Rule
If your account equity ever falls more than 1% below the starting balance (including floating losses, swaps, and commissions), penalties will apply:
1st breach: Profit split is halved.
2nd breach: account closed.
Example:
On a $100,000 account, if your starting balance is $100,000 and you have two trades open that together push your equity below $99,000 (a 1% floating loss), the system will register a breach. After the second breach, the account will be closed.
Example:
If your on a $100,000 account and you are at a balance of $102,000 and have an equity of $100,900 which is a floating loss of over $1,000 (1% of start balance) the system will register a breach.
Resets
Free Reset
Not available on Instant Funding Zero.