These rules apply to Instant Funding Zero accounts bought before 20th August 2026, and to all giveaway Instant Funding Zero accounts. Bought on or after 20th August 2026? See Instant Funding Zero.
Overview
Maximum Drawdown: 5% trailing
Daily Drawdown: 3%
Profit Cap: 5% per payout cycle
Profit Split: 70%
Payout Frequency: Every 14 days (bi-weekly)
Max Total Funding: $400,000 across all accounts
Trading Rules
Stop Losses
Not required.
News Trading
Not allowed. Trades must not be opened or closed 5 minutes before or after a red folder news event. Profit from these trades is deducted at payout.
Expert Advisors (EAs)
Not allowed on Instant Funding Zero.
Copy Trading
You can copy your own trades.
Copying other traders' trades in the same timeframe is not allowed.
Averaging Into Trades
Allowed.
Tick Scalping
Keep trades open for over 2 minutes. Shorter trades are a soft breach.
Drawdown & Targets
Maximum Drawdown (5% Trailing)
Your limit is 5% of your starting balance below the highest balance or equity your account has reached.
It trails up as you make new highs and never moves back down.
Example on a $5,000 account (5% = $250)
Starting limit: $4,750.
Equity peaks at $5,200. Limit trails to $4,950.
Daily Drawdown (3%)
At 5pm EST each day we take the higher of your balance or equity and subtract 3% of your starting balance. That's your floor for the next day.
Example 1: Floating Profit
$100,000 account, balance $100,000, equity $102,000 at 5pm EST.
Next day equity can't drop below $99,000 ($102,000 minus $3,000).
Example 2: Floating Loss
$100,000 account, balance $100,000, equity $98,000 at 5pm EST.
Balance is higher, so next day equity can't drop below $97,000 ($100,000 minus $3,000).
Payouts
Profit Split
70% to you from the first payout.
Payout Schedule
Every 14 days, once all payout requirements are met.
Profit Cap & Max Withdrawal
Profit cap per cycle: 5% of starting balance.
Max withdrawal per cycle: 5% of starting balance.
Example: on a $100,000 account, the most you can withdraw per cycle is $5,000.
Buffer Rule
You need to reach 3% profit before you can request a payout. You can then withdraw anything above that 3%, with your split applied.
Example: on a $100,000 account the buffer is $103,000. At a $105,000 balance you can withdraw $2,000 and receive $1,400 (70%). At $103,500 you can withdraw $500 and receive $350.
After a payout your balance resets to the starting balance. With trailing drawdown, a full withdrawal can leave you close to your limit, so consider leaving some profit in the account.
Minimum Profitable Days
None. You can get paid from a single trade.
24-Hour Payout Guarantee
Payouts are processed within 24 business hours of an eligible request.
If we miss this, you get an extra 10% on your profit split.
Exceptions: weekends and bank holidays, compliance or risk reviews, and delays in Rise onboarding or waiting on your reply.
Rule Breaches & Payout Denials
Soft Breaches (Profit Deductions)
If you break a funded account rule (for example tick scalping or news trading), the profit from that trade is deducted from your total profit.
If deductions are less than your profit, the reduced payout is still processed.
If deductions are more than your profit (for example $3,000 profit and $4,000 deducted), the payout is denied.
Maximum of 20 soft breaches before the account is closed. These are checked at payout, not automatically.
If 50% or more of your trades are soft breaches, the payout is declined. For example, 10 breached trades out of 15.
Payout Denial Penalties
1st denial: profit split is halved.
2nd denial: account closed.