New Updated Challenge As Of 20th August 2026.
(Giveaway Accounts are subject to old rules)
Overview
What is Instant Funding Zero?
Instant Funding Zero removes consistency rules and simplifies the instant funding process.
Account Parameters
Profit Cap: No cap on payouts (unlimited)
Maximum Drawdown: The maximum drawdown is 4% of the initial account balance, measured from the Highest Water Mark
Daily Drawdown: 2%
Profit Consistency Rule: NONE
Payout Frequency: Every 14 days (bi-weekly)
Max Funding: $200,000
Trading Rules
Stop Losses
Stop loss is no longer required. This applies to all accounts.
News Trading
News trading is not allowed at all on IF Zero all times.
Please ensure trades are not open or closed 5 minutes before, or after red folder news events, if they are, profits will be deducted at payout.
Expert Advisors (EAs)
ā EAs are not allowed on Instant Funding accounts.
Copy Trading
Allowed for copying your own trades.
Copying other tradersā trades in the same timeframe is not permitted.
Tick Scalping
Please avoid any attempts at tick scalping, and keep trades open for over 2 minutes.
Consistency Rules
None.
Drawdown & Targets
Maximum Drawdown = The maximum drawdown is 4% of the initial account balance, measured from the Highest Water Mark.
Example on a 5k account If your highest recorded equity reaches $5,200, your maximum permitted drawdown remains $200 (5% of the initial $5,000 account balance). This means your equity must not fall more than $200 from the highest recorded equity. In this example, your account must stay above $5,000.
Daily Drawdown (2%)
Recalculated daily at 5pm EST using the higher of balance or equity at reset; limit = that higher value minus 2% of the initial balance.
Example 1 (floating profit):
$100,000 account; 5pm equity $102,000 ā Next day equity must stay ā„ $100,000 ( $102,000 ā $2,000 ).
Example 2 (floating loss):
5pm equity $99,000 and balance $100,000 ā Use balance; next day equity must stay ā„ $98,000 ( $100,000 ā $2,000 ).
Payouts
Profit Split
70% from the first payout onward.
Payout Schedule
Bi-weekly (every 14 days).
Profit Cap & Max Withdrawal
Profit Cap per payout: Unlimited
Max Withdrawal: Unlimited
Buffer Rule
To request a payout, you must first reach a 3% profit buffer. Once you've hit that threshold, you can withdraw any profits above the buffer, with your profit split applied to the withdrawal amount.
For example, on a $100,000 account the 3% buffer is $103,000. If your balance reaches $105,000, you can withdraw $2,000 ā after your 70% profit split, you'd receive $1,400. If your balance is $103,500, you can withdraw $500 and receive $350.
Once payout is complete, the account balance will reset to the start balance.
Instant Payouts
Not available on Instant Funding Zero (available on other products as specified).
24-Hour Payout Guarantee
Once a payout is eligible and requested, we process within 24 business hours.
If we miss this, you receive an extra 10% on your profit split.
Exceptions: weekends/holidays, compliance/risk reviews, or delays in Rise onboarding/user response.
Minimum Profitable Trading Days: None
There is no minimum day, or trade requirements.
You can get paid out from 1 trade.
Rule Breaches & Payout Denials
Soft Breaches (Profit Deductions)
If you break a rule (e.g. Tick Scalping, or other restrictions), the profit from that trade is deducted from your total profit.
If deductions are less than your profit, the reduced payout is still processed.
If deductions are greater than your profit (e.g., $3,000 profit but $4,000 deducted), your payout is denied.
You have a maximum of 20 soft breaches before account closure, this is detected at payout stage. Not automatically
If you have 50% or more of trades being soft breached, your payout will be declined. For example, if you have 15 trades and 10 of them are in breach of our rules, the payout will be declined
Payout Denial Penalties
1st denial: profit split halved.
2nd denial: account closed.
Floating Loss Rule
If your account equity ever falls more than 1% below the starting balance (including floating losses, swaps, and commissions), penalties apply:
1st breach: profit split is halved.
2nd breach: account closed.
Example: On a $100,000 account with a starting balance of $100,000, if two open trades together push your equity below $99,000 (a 1% floating loss), the system registers a breach. After the second breach, the account is closed.
Example: On a $100,000 account at a balance of $102,000 with equity of $100,900 ā a floating loss over $1,000 (1% of starting balance) ā the system will register a breach.
Resets
Free Reset
Not available on Instant Funding Zero.